Punjab government schemes now cover cash support, health, education, farming, housing, business and jobs. The problem for most families is not that help does not exist, but that it is scattered across dozens of portals, and some of the best-known schemes open and close in phases.
This page lists the major schemes in one place, with who each one is for and, where it matters, whether it is open as of September 2026.
Punjab government schemes: start with the two registries
Before the individual schemes, understand the two household databases that decide many outcomes.
| PSER | NSER | |
|---|---|---|
| Run by | Government of Punjab | BISP, federal |
| Covers | Punjab only | All of Pakistan |
| Used by | Some Punjab schemes, such as the Rehmat Card and Apni Chhat Apna Ghar | Kafaalat, Nashonuma, Taleemi Wazaif, and Punjab’s Himmat Card |
| How to check | Log in at portal-pser.punjab.gov.pk | SMS your CNIC to 8171 |
| Register | No open window as of September 2026, so ask the helpline. Official site: pser.punjab.gov.pk | NSER survey at a BISP Tehsil Office |
| Helpline | 0800-02345 | 0800-26477 |
If your household is in neither, the welfare schemes that pick families from these surveys cannot see you at all, however genuine your need. That is why registration comes before applications.
In June 2026 the Punjab government said the PSER survey was complete, and a PSPA official put it at 92 percent in September. As of September 2026 the official website shows no open registration window. If your household was missed, call 0800-02345 and ask how to be added or updated. Read PSER online registration, what PSER is and which schemes use it, and what is NSER. Registration in both is free. Not sure whether you need one or both? Our difference between BISP and PSER guide explains which schemes use which registry.
Open or closed? A quick status check
Schemes run in phases, and old “apply now” posts stay online long after a window closes. This is the position as of September 2026, taken from our latest guides:
| Scheme | Status, September 2026 |
|---|---|
| CM Electric Bike Scheme | Phase 2 open. The portal shows 4 October 2026 as the last date |
| Kamyab Jawan, now the PM Youth Business and Agriculture Loan | Online form live |
| Kisan Card | Apply by SMS to 8070. Call 0800-17000 to confirm new applications are being taken |
| Asaan Karobar Card | New card registrations stopped. Asaan Karobar Finance still open |
| CM Laptop Scheme | Phase II applications closed. Selection under process |
| Green Tractor Scheme | Phase 4 applications closed on 5 September 2026. Ballot next |
| CM Punjab Livestock Card | Phase 3 applications closed |
| CM Solar Scheme | Registration closed since 5 January 2025 |
| Apni Zameen Apna Ghar | New registration closed |
| Honhaar Scholarship | Portal open only to AJK students. No Punjab round announced |
| PEEF Scholarship | No 2026-27 round announced yet |
| Ehsaas Scholarship | Closed to new students since 2021-22 |
| CM Internship Program | General program: no new round since 2024. Other CM internships run in 2026 |
| Hunarmand Pakistan | Main intakes closed. Watch for the next one |
Status changes often. Always confirm on the official portal linked in each guide before you apply.
Cash support
- Benazir Kafaalat: federal quarterly stipend
- Rehmat Card: grant for Zakat-eligible widows and orphans
- Humqadam: Rs 2,000 monthly for persons with disabilities
- Ba-Himmat Buzurg: PSPA’s pension for poor elderly people. No new enrolment announced as of September 2026, so check with PSPA on 1221
- Himmat Card: quarterly stipend for certified disability
- Dhee Rani: collective weddings for brides from deserving families
- Minority Card: Rs 10,500 a quarter for poor non-Muslim families
- Nigehban Ramzan package: Punjab’s Ramzan cash relief for PSER families. The 2026 round is over
Check federal status with our 8171 guide. For Punjab, check your PSER record with our PSER registration check guide. Our 8070 guide explains what the 8070 SMS code does today: it is how farmers apply for the Kisan Card, not a general status check.
Health and family
- Sehat Card: hospital admissions at empanelled private hospitals, free for priority cases
- Aaghosh: staged support for mothers through pregnancy and infancy
- Benazir Nashonuma: federal nutrition support
Education
- Zewar-e-Taleem: stipend for girls in covered districts
- Benazir Taleemi Wazaif: federal education stipend for school children
- CM Laptop Scheme: laptops on academic merit. Phase II applications are closed
- Honhaar Scholarship: university tuition, full at public institutions and 50% at federal or private ones. The portal is open only to AJK students right now
- PEEF Scholarship: stipends for talented students from low-income families. No 2026-27 round announced yet
- Ehsaas Scholarship: the old federal undergraduate scholarship, closed to new students since 2021-22
Farmers and energy
- Kisan Card: interest-free credit for farm inputs, applied for by SMS to 8070
- Livestock Card: interest-free feed loans for farmers who keep male calves. Phase 3 applications are closed as of September 2026
- Green Tractor Scheme: subsidised tractors. Phase 4 applications closed on 5 September 2026
- CM Solar Scheme: free solar for homes using up to 200 units. Registration closed in January 2025
Housing
- Apni Chhat Apna Ghar: interest-free loans to build on a plot you own
- Apni Zameen Apna Ghar: free 3-marla plots by ballot for families with no plot or house. New registration is closed
Jobs, skills and business
- Punjab Job Portal: 500+ departments advertise here
- PPSC online apply: higher-grade and civil service posts
- Punjab Police jobs: constable recruitment
- Parwaaz Card: interest-free loans for overseas employment
- Asaan Karobar Card: small business credit. New card registrations are stopped, but the larger Asaan Karobar Finance scheme is open
- Khud Mukhtar: productive assets for young couples from BISP households. No new selection round announced
- Income Generation Scheme for PWDs: interest-free business loans
- Hunarmand Pakistan: free federal skills training. Main intakes are closed
- e-Rozgaar: freelancing training. A course fee is charged
- Kamyab Jawan: youth business loans, now called the PM Youth Business and Agriculture Loan
- CM Internship Program: the general program has had no new round since 2024, but other CM internships run in 2026
Workers and pensions
- Punjab Ration Card: Rs 3,000 a month in groceries for workers registered with Punjab Social Security
- EOBI pension: the federal old-age pension for private-sector workers
Transport
- CM Electric Bike Scheme: subsidised e-bikes for students. Phase 2 is open
- Driving licence online: learner permit on Dastak, e-licence on DLIMS
- MTMIS vehicle verification: check before you buy
Documents and services
- e-Khidmat Markaz: one-window government services
- Maryam Ki Dastak: services delivered to your home
- Police Khidmat Markaz: 14 police services
- Domicile, birth, death and marriage certificates
- NADRA CNIC and FRC
- Land records
- Pakistan Citizen’s Portal: complaints
Support and helplines
- Punjab Women Helpline 1043: free, 24 hours
- All PSPA programs: the provincial social protection list
- All Punjab government helpline numbers: checked list for every scheme
- Emergency: 15 police, 1122 rescue
What order to apply in
Seeing a list this long is overwhelming. The practical order is:
First: get your CNIC valid and hold one SIM in your own name. Nothing else works without these, and they are the cheapest things on this page to fix.
Second: make sure your household is in PSER (call 0800-02345 to ask how, since there is no open online window as of September 2026), and in NSER at a BISP Tehsil Office if you want federal support. These are the surveys many schemes select from.
Third: apply for the specific scheme that matches your situation, such as disability, farming, widowhood, a daughter in school, or unemployment. Check first that it is open.
Fourth: check your status and keep your records updated as your circumstances change.
Most people start at step three and are puzzled when nothing happens. Steps one and two are the foundation everything else rests on.
How to spot a scheme that is not real
New Punjab schemes are announced often, and fake versions appear within days. Before acting on anything you have been sent:
- Does it appear on a .gov.pk website? If not, treat it as unconfirmed.
- Is a helpline given, and does it match the official one?
- Does it ask for money? Every genuine scheme is free to apply for.
- Does it promise guaranteed approval? No genuine scheme does.
- Is the amount specific and sourced, or a round number in a forwarded message?
- Is it still open? Many forwards advertise schemes whose registration closed long ago.
A WhatsApp forward is not an announcement. When in doubt, check the department’s own site or call its helpline.
The rules that apply to all of them
Whatever you apply for:
- Registration is free. Always.
- There is no government fee to check your BISP status on 8171 or to apply for the Kisan Card by SMS to 8070.
- Nobody can change your PMT score or add your name to a list.
- Never share an OTP, including with someone claiming to be an official.
- Use only official portals, which end in
.gov.pk. - Keep your CNIC valid and hold a SIM registered in your own name. See our CNIC and SIM check guide.
Report anyone demanding money through the Pakistan Citizen’s Portal.
Not sure where you fit?
Our free eligibility checker asks a few plain questions and shows which programmes may suit your household. It never asks for your CNIC and stores nothing.
You can also browse every guide on the site.
GoPunjab is an independent information website. We are not affiliated with any government body, cannot register you, and cannot release a payment. We explain how each official process works so you can complete it correctly yourself.