Benazir Kafaalat Program 2026: Stipend & Payment

The Benazir Kafaalat Program is the main cash stipend part of the Benazir Income Support Programme (BISP). This guide explains the stipend amount, who qualifies, how to check it by CNIC, and how to receive your payment safely.

Kafaalat gives a quarterly payment to eligible low-income women. Checking and receiving it is free, and uses only your CNIC.

How much is the stipend

As of January 2026, the quarterly Kafaalat stipend was increased to Rs 14,500, up from Rs 13,500. It is paid every three months. Amounts can change over time, so confirm the current figure on the official portal or by sending your CNIC to 8171.

Who is eligible

Eligible recipients are low-income women registered in the NSER with a qualifying PMT score. Priority goes to widows, divorced women, and persons with disabilities. A valid CNIC is required, and government employees and higher-income households are generally not eligible. You can read more in our BISP eligibility and PMT score guide.

How to check by CNIC

Online: enter your CNIC at 8171.bisp.gov.pk
By SMS: send your 13-digit CNIC, without dashes, to 8171

For the full walkthrough, see how to check BISP 8171 online.

How to receive your payment safely

Eligible women receive payment through approved channels announced by BISP, such as designated campsites, partner bank agents, or authorised retailers. To stay safe:

Collect your full amount yourself.
Never share your OTP or fingerprint with any agent.
If money is deducted or withheld, report it on the BISP helpline 0800-26477.

Stay safe from fraud

8171 is the only official number, and checking or receiving Kafaalat is free. No one can increase your stipend for a fee. To see what else may fit your household, try our free eligibility checker.

GoPunjab is an independent information website. We cannot release payments or change your record. We only explain how the program works so you can act safely.

Frequently Asked Questions

What is the Benazir Kafaalat Program?

Benazir Kafaalat is the main cash stipend part of BISP. It gives a quarterly payment to eligible low-income women so they can support their households. Eligibility is decided from the NSER survey and the PMT score. You check and receive it using only your CNIC, free of charge.

How much is the Kafaalat stipend in 2026?

As of January 2026, the Benazir Kafaalat quarterly stipend was increased to Rs 14,500, up from Rs 13,500. It is paid every three months. Amounts can change over time, so treat any figure as 'as of' its date and confirm the current amount on the official portal or by sending your CNIC to 8171.

Who is eligible for Benazir Kafaalat?

Eligible recipients are low-income women registered in the NSER with a qualifying PMT score, with priority for widows, divorced women, and persons with disabilities. A valid CNIC is required. Government employees and higher-income households are generally not eligible. Check your status by CNIC at 8171.

How do I receive my Kafaalat payment?

Eligible women receive their payment through approved channels such as designated campsites, partner bank agents, or authorised retailers announced by BISP. Always collect your full amount yourself and never share your OTP or fingerprint with anyone. If money is deducted, report it on the BISP helpline 0800-26477.

How do I check my Kafaalat payment by CNIC?

Check at the official portal 8171.bisp.gov.pk by entering your CNIC, or send your 13-digit CNIC without dashes to 8171 by SMS. See our full guide on how to check BISP 8171 online. Only 8171 is official, so ignore any other number that claims to check or register you.