Kisan Card eligibility decides which farmers can get the CM Punjab Kisan Card and its interest-free loan. This guide explains who qualifies, the land limits, the documents you need, and how the loan works, in simple words.
The Kisan Card is aimed at small and medium farmers in Punjab. Registration is free, and the loan is interest-free, so understanding the criteria helps you apply with the right documents the first time.
Who is eligible
To qualify, you generally need to:
- Be a permanent Punjab resident with a valid CNIC
- Own or lease agricultural land with the record available in PLRA
- Have a mobile SIM registered on your own CNIC
- Not be a loan defaulter at any bank
Land limits
The scheme targets small and medium farmers. Reported landholding limits are generally around 1 to 12.5 acres, though some sources mention up to 25 acres. Your land must be verified in the PLRA record. Because the exact limit can change by phase, confirm it on the official Agriculture Department page before you apply.
How the loan works
As of 2026, the Kisan Card gives an interest-free loan of up to about Rs 150,000 per crop season. The money is for farm inputs such as seeds, fertiliser, and pesticides, and the exact limit can depend on your landholding. Treat any amount as “as of” its date and confirm the current figure on the official portal.
Common reasons farmers are not eligible
- Land record not verified in PLRA
- Mobile number not registered on your own CNIC
- Being a loan defaulter
- Not being a Punjab resident
Many of these can be fixed, for example by updating your land record or your SIM registration, after which you can apply.
Ready to apply?
If you meet the criteria, see our step-by-step guide on Kisan Card registration. To see what else your household may qualify for, try our free eligibility checker.
GoPunjab is an independent information website. We cannot register you or approve a loan. We only explain how the process works so you can apply correctly through the official channel.